Non Emergency Transportation near Jacksonville, NC

Understanding Medicare vs. Medicare Advantage What You Need to Know

Navigating healthcare coverage can feel overwhelming, especially if you or your loved one is managing multiple medical appointments, medications, or ongoing care needs. At Faithfull Rides LLC, we believe that clarity is empowering. Understanding your options can help you make confident decisions—not just about healthcare, but also about transportation, independence, and daily quality of life.
Two of the most common coverage options for older adults are Medicare and Medicare Advantage. While the names may sound similar, they work in different ways. Here’s a clear breakdown of how each plan operates and how they may impact the transportation benefits available to you.

What Is Medicare?

Traditional Medicare, also known as Original Medicare, is a federal health insurance program. It includes two main parts:

Part A: Hospital coverage
Part B: Medical coverage (doctor visits, outpatient care, etc.)

Most people aged 65 and older qualify automatically. Some individuals under 65 also qualify due to disability or certain medical conditions.

Pros of Traditional Medicare:

You can visit any provider who accepts Medicare—no network limitations
Predictable coverage nationwide
Straightforward structure

Limitations to Note:

Does not typically include vision, dental, or hearing services
Prescription drug coverage requires adding a separate Part D plan
Coverage for transportation is limited, except for certain medical emergencies or approved situations

What Is Medicare Advantage?

Medicare Advantage (Part C) is offered through private insurance companies approved by Medicare. These plans must cover everything included in Original Medicare, but many offer additional benefits.

Medicare Advantage may include:

Dental, hearing, and vision benefits
Prescription drug coverage
Non-Emergency Medical Transportation (NEMT) benefits in many plans

This is where Medicare Advantage plans can be especially helpful for individuals who rely on rides to medical appointments.

Pros of Medicare Advantage:

All-in-one coverage
Often includes extra benefits that support daily living
Some plans cover routine transportation to medical appointments

Things to Consider:

You may be required to use in-network providers
Coverage details vary between insurance companies
There may be additional copays or referral requirements

How This Impacts Transportation with Faithfull Rides LLC

Because Medicare Advantage plans are provided through private insurance, many include transportation benefits to help members get to:

Doctor appointments
Dialysis
Physical therapy
Chemotherapy treatments
Lab work
Pharmacy visits
Preventive screenings

If your plan includes transportation benefits, Faithfull Rides LLC may be able to provide those rides, depending on the insurance network and region.

For Traditional Medicare

Transportation benefits are limited, meaning ride services are typically:

Not included unless authorized for medical necessity
Usually offered only during emergencies when an ambulance is required

However, families often choose to use private-pay NEMT services alongside Medicare to ensure safe and reliable transportation.

Choosing the Right Plan for Your Needs

When selecting a healthcare plan, consider:

Question | Why It Matters
Do you have regular medical appointments? | Transportation benefits may be essential.
Do you prefer the freedom to choose your providers freely? | Traditional Medicare may offer more flexibility.
Are additional benefits like dental, vision, or hearing important? | Medicare Advantage may include these.
Would having transportation covered reduce stress for you or your caregiver? | Medicare Advantage may be a strong fit.

Faithful Rides LLC

Non Emergency Medical Transportation

Community News & Updates